Financial Advisor

Young thinking. Seasoned investing.

A boutique advisory practice for families building enduring legacies.

Begin a conversation →
Independent · Discretionary · Fiduciary
I — The Practice
02 — The Atlas

The instruments at hand.

As an accredited Discovery adviser, I work across the full architecture of the group — health, life, investment, banking, and the behavioural programme that ties them together.

Index
37
Instruments
Across 7 families
01 — Medical cover

Discovery Health

Administration of South Africa's largest open medical scheme and 18 restricted schemes — plus the gap, primary care, and workplace wellness products that surround it.

01
Medical scheme administration
DHMS and 18 restricted schemes.
02
Gap cover
Closes the shortfall between scheme rates and what specialists charge.
03
Flexicare
Affordable primary healthcare cover.
04
Healthy Company
Workplace mental health and wellness.
02 — Risk & protection

Discovery Life

Cover for the events that change a family overnight — designed to integrate with health and wellness so premiums reflect the life actually being lived.

01
Life cover
Tax-efficient lump-sum protection for dependants.
02
Disability & severe illness
Lump-sum and recurring benefits across hundreds of conditions.
03
Income protection
Replaces earnings during temporary or permanent disability.
04
Funeral cover
Immediate cash for end-of-life expenses.
03 — Short-term insurance

Discovery Insure

Short-term insurance for the assets a family relies on day to day, with premium discounts driven by measured driving and home behaviour.

01
Car insurance
Comprehensive, third-party, and pay-as-you-drive options.
02
Home & household contents
Buildings, contents, all-risk and specified items.
03
Building insurance
Cover for the physical structure and permanent fixtures.
04
Commercial
Tailored cover for small business assets and liability.
04 — Investment & retirement

Discovery Invest

The wealth-building engine — retirement, tax-efficient savings, and discretionary investment vehicles, local and offshore.

01
Retirement annuities
Tax-deductible long-term retirement saving.
02
Living & life annuities
Income solutions in retirement.
03
Preservation funds
For pension and provident transfers between employers.
04
Tax-free investments
Annual and lifetime tax-free contribution allowances.
05
Endowments
Five-year structured savings with internal tax treatment.
06
Local & offshore plans
Diversified across geographies and currencies.
07
Unit trusts
Via Discovery Life Collective Investments.
05 — Behavioural banking

Discovery Bank

A digital-only bank built around financial behaviour — the better the habits, the better the rates and rewards.

01
Transaction accounts
Personal and joint everyday banking.
02
Savings accounts
Notice, fixed-deposit, and access savings tiers.
03
Credit cards
Tiered credit with behaviour-linked benefits.
04
Personal loans
Unsecured lending with rate discounts for healthy behaviour.
05
Home loans
Residential mortgages with cashback potential.
06
Vehicle finance
Funding paired with Insure for end-to-end ownership.
07
Solar & backup power
Renewable finance via the Rubicon partnership.
08
Forex
Foreign exchange and travel currency.
09
Worth
Financial education platform.
06 — For employers

Corporate Benefits

The same architecture, scaled for businesses — group cover, retirement, and wellness for staff and their families.

01
Group risk cover
Death, disability and dread-disease for staff.
02
Umbrella retirement funds
Multi-employer fund structures with reduced overhead.
03
Healthy Company
Employer wellness, mental health and EAP services.
04
Keycare & medical options
Affordable and corporate medical-scheme tiers.
07 — The behavioural overlay

Discovery Vitality

A wellness and behavioural programme that runs across the others — turning healthier choices into measurable financial reward.

01
Vitality Health
Lifestyle, nutrition and exercise rewards.
02
Vitality Drive
Measured driving behaviour, paired with Insure.
03
Vitality Money
Financial behaviour, paired with Bank.
04
Active Rewards
Weekly points goals, daily rewards.
05
Vitality Travel
Discounted flights, hotels and car hire.
Begin a conversation →
Accredited Discovery adviser Hover or click any family to explore its instruments 02 / The Atlas